![]() ![]() Web and mobile apps are all the rage, and there are dozens of apps that can help you create a personal budget. Budgeting Apps - If you enjoy using technology to make your life easier, you’re in luck.Simply follow our guide on making a budget in Excel to start right away! You don’t even need to be a spreadsheet guru to make this work. Simply create your spending categories, plug in a few formulas, and let the spreadsheet do all the calculations for you. Spreadsheet Budget - Using a spreadsheet is a great way to make your own personal budget.Follow our step-by-step guide on how to budget and start your own budget in less than 10 minutes! ![]() This is how we started our first budget, and it is still how we handle our personal budget to this day. ![]() In fact, all you need is a pen and paper.
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